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The 5/5 Adjustable-Rate Mortgage (ARM) loan from RBFCU locks in your interest rate and payment for the very first five years of your loan. After the initial term has actually lapsed, your rates of interest and payment undergo change (up or down) every 5 years for the remaining loan term. Refinance if rates decrease or offer at whenever. With a minimum deposit of 5% and an initial low-interest rate, the 5/5 ARM provides a fresh point of view on home financing.
To speak with the Mortgage Department, call 210-945-3300, choose choice 3, then choice 2.
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Low closing costs
By eliminating some of the in advance expenses, RBFCU helps you turn your dream into reality. Qualifying loan types include: Conventional fixed-rate, 100% Financing, Jumbo, Construction and 5/5 adjustable-rate.
In addition, members have the option to purchase discount rate points to lower their rate.
Let us stroll you through the mortgage process
1. Get prepared
Buying a home is a big commitment and you'll desire your financial resources to be in excellent condition before you start the process to ensure the very best possible outcome. Gather your financial details, like recent income tax return, financial declarations and pay stubs
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5/5 Adjustable Rate Mortgage
Florine Magrath edited this page 2 weeks ago