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<br>How Do I.? - Evaluate My Situation |
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- Alternatives to Court |
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- Get Help |
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- Legal Research |
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- Start/Respond to a Case |
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- Discovery and Evidence |
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- Prepare for Court |
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- Judgments |
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- Appeals<br> |
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<br>Main navigation<br>[rocket.com](https://rocket.com/homes/places/ca/los-angeles-county/townhouses) |
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<br>- Home |
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- How Do I.? - Evaluate My Situation |
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- Alternatives to Court |
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- Get Help |
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- Legal Research |
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- Start/Respond to a Case |
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- Discovery and Evidence |
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- Prepare for Court |
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- Judgments |
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- Appeals<br> |
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<br><br> |
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1. Real Estate and Other Housing |
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2. Foreclosure |
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3. Foreclosure Steps and Timeline<br> |
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<br>Foreclosure Steps and Timeline<br> |
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<br>This article explains the actions and timeline of a foreclosure case from starting to end.<br> |
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<br>1. Mortgage in default<br> |
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<br>Default = 1 day past mortgage due date |
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[- Lender](https://ladygracebandb.com) sends Notice of Intent to Foreclose (typically sent out 45 days after default) and a loss mitigation application<br> |
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<br>2. Foreclosure filed in Court<br> |
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<br>- Lender's law practice submits Order to Docket. - Can file at any time after 45 days from when the Notice of Intent to Foreclose is sent out (or 90 days in default)<br> |
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<br>- Lender should wait 28 days after submitting the Order to Docket before submitting the last loss mitigation affidavit |
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- Lender needs to file the last [loss mitigation](https://sikkimclassified.com) affidavit at least thirty days before sale<br> |
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<br>3. Foreclosure mediation (optional step)<br> |
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<br>- Homeowner should file mediation request and send a payment of $50, within 25 days of:<br> |
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<br>- The Order to Docket, if last loss mitigation affidavit served at same time |
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- Receipt of final loss mitigation affidavit filed after the Order to Docket is filed |
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- In either case - 25 days from last loss mitigation affidavit<br> |
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<br>- 45 days after the property owner has actually been serviced with the Order to Docket if it has a final loss mitigation affidavit submitted with it |
